Types of insurance that should be considered for both you and your client to ensure you have the right cover before building work starts.
You should consider both your Liability Insurance and Contract Works Insurance to ensure you have enough cover for the size and type of project you are undertaking.
HELPING YOUR CLIENTS
Before the work starts, homeowners should advise their home insurance provider of any improvements or alterations that are to take place in their home.
If the house increases in size and value or gains additional contents (carpets, curtains, etc) due to the building works, then the insurance will again need to adapt.
Homeowners should ensure they are covered both during and after the work takes place, otherwise their insurance may be invalid.
Cover is available for a wide range of projects such as porches, internal alterations, loft conversions, extensions and much more.
Each of the policies protects against liquidation, faulty workmanship and structural damage to varying degrees, depending on which policy you choose.
If you’re unsure which one you require for the project you’re working on, simply get in touch with us and we will be happy to assist.
Get cover with PROPERTY CONTRACTORS 247 Insurance today!
Call our team on 020 7916 2087 or request a free quote today.
Commercial and residential, both kinds of buildings can become prong to danger and threat. These perils can be in the form of damage electrical appliances, gas leakages, noisy location, uncheck of health-related factors and much more.
Below is a detailed checklist that is shared to follow for inspecting a building safety.
Physical Hazards and Safety:
Commercial and residential buildings can face physical hazards that can occur in the form of noisy and crowded areas and insufficient energy supply.
It can happen if unresistant weather material is used in the construction of the building.
Biological Hazards And Safety:
Presence of some organisms within and alongside a commercial and residential building can generate biological hazards.
These perils can occur because of an unhygienic environment, presence of a dump outside the building, and stagnation of water in streets.
Chemical Hazards And Safety:
Commercial, as well as residential buildings, can face chemical threats because of the supply of gas pipelines and the presence of other lubricant and combustible materials.
Ergonomic Hazards And Safety:
This kind of hazard is attached to the working conditions of employees in a commercial building.
The repetition of hard work, inadequate working postures, are some of the examples which can cause ergonomic hazards.
There occur various uncheck threats in commercial and residential buildings.
In residential areas, the presence of broken wires, exposure of electrical cables to heatwaves, unresistant material in the construction of houses are few unchecked safety measures.
It is mandatory to overcome these loopholes to prevent damage or loss.
Psychological Hazards And Safety:
Commercial and residential building location and working environment can generate psychological problems among visitors, customers, and residents.
For example; if your office location is near the manufacturing industry, then the noise of machinery can increase the frustration level among employees and will also affect their productivity.
Contact Property Contractors 247 and we can help you!